B&B Insurance Group, LLC

We are the Cream of the Crop

Services

Our Services

     B&B Insurance Group, LLC has many components and we provide many different services such as Insurance, Bail Bond, Tag and Titling, Driver Improvement and Safe and Sober courses and Income Taxes and Payroll.  The insurance component writes policies for auto, home, renter’s insurance, boat, commercial insurance, life and health, commercial auto, motor home, mopeds, motorcycle, ATV/snowmobile, travel trailer, and umbrella policies in Maryland, Delaware and Virginia.  We write policies for customers who have low, mid and high income, long-time residents, senior citizens who demand value priced insurance and lower rates for persons and families who are living on fixed incomes.




Bail Bonds

Did you or someone in your family make a bad decision and now you need a Bondsman? We bond individuals of out jail based upon the laws in Maryland and Delaware. We will accept low down payments and offer affordable, weekly, bi-weekly and monthly payment plans. We accept cash, money orders, cashier checks and all major credit cards.


Tag and Titling

Don’t wait in line, come to B&B Tag and Titling. It takes five (5) minutes, no forms to fill out, just bring your driver’s license, VIN number for vehicle, title for vehicle and insurance information. If you’re renewing just bring your driver’s license and VIN number of the vehicle.

Life and Health Insurance

- Description Coming Soon...


Income Taxes

Do you need 1099s or W2’s created, printed and efiled? Well just call us and let us do the work for you. Do you owe taxes every year? Are you tired of long lines? Need taxes done quickly but don’t want to pay all of your money to the tax provider. Come to B&B Insurance Group and we will work for you. We offer competitive rates, convenient office hours and great service.

Payroll

- Description Coming Soon...

Driver’s Educational Courses

We offer Driver Improvement Courses and 3-Hour Drug and Alcohol Course certified through the Motor Vehicle Administration.


Upcoming:


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* DUI/DWI - 12 Hour Education

* Driver Improvement (DIP) Online

* 3 Hour Drug and Alcohol (Safe and Sober) Online

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Frequently Asked Questions

Auto/Cycle Insurance

  • Why is auto insurance so important?
In the event of an accident, you are at risk financially. If the accident id not you fault, and the other driver does not have adequate insurance, you have to pay for all the damages to your own car plus pay for any medical bill if you are badly injured.
  • Can i get car insurance with a suspended license?
It is possible to get car insurance with a suspended license in most states. Your first step should be to go to your local Motor Vehicle Administration (M.V.A) site they will let you know whether or not your state allows drivers to obtain ans maintain car insurance with a suspended license.
  • Is it more expensive to insure a motorcycle than a car?
Yes, for the simple reason that driving a motorcycle is more riskier.

Tag and Titling

  • What type of Tag and Title Services do you offer?
We offer, 30 Day Tags; Registration Renewals; Tag Returns/Transfers; Duplicate Title/Registrations; New tags and Title; Substitute Tag/Sticker; also Administrative Fee's. 
  • What is your companies pricing?
Our prices vary depending on the service you would like preformed.

Bail Bonds

  • What should i know before I contact a bail agent?
  1. Where the person is in custody?
  2. What is the full name and/or booking number?
  3. How much is the bail?
  • What is the percentage of the bail?
The least percentage of bail we accept is 10%.
  • Do you finance the bond if the monies aren't whole?
Yes, we finance the bail agreement if all monies are not present at the time of bail but, we do require a down payment in order to finance the account.

3 Hour Drug and Alcohol (Safe and Sober)

  • What happens at the end of the Safe and Sober class?
At the end of the class you will receive a signed certificate which you can take to the Motor Vehicle Administration (M.V.A) to get your driver's license.
  • How long is a Safe and Sober class?
The Safe and Sober class is required to have 3 hours of instructions.
  • The certificate is good for how long?
A certificate is good for a year after the date of the class taken.

Driver Improvement Program (D.I.P)

  • What if i can't find (don't have) my referral notice?
You can go to your local Motor Vehicle Administration (M.V.A) office and request one or email a request at [email protected]
  • If i take my class on the due date is it too late?
We notify the Motor Vehicle Administration (M.V.A) of your completion date, so as long as the class is done done by or before your due date you will be okay.
  • How long is a DIP class?
A DIP Class can take from four (4) to six (6) hours.

Notary Service

  • How much does a Notary cost?
A notarized form can cost any where between 3.00 - 20.00 dollars.
  • What kind of identification do i have to provided to get a form notarized?
You can present either a state issued Identification Card (I.D) or a passport.
  • Do I have to schedule an appointment in order to get my forms notarized?
No, you do not have to schedule an appointment; you may present yourself with the documentation needed to get notarized.
  • Can my paperwork be signed before I get it notarized?
No, a Notary personnel must witness that you are who you say you are and witness you sign the paperwork provided.

Commercial Insurance

  • What type of information do I need to provide to receive a quote?
1. Employer Identification Number (E.I.N) or social Security Number (S.S.N)
2. Company Name and Owners Name.
3. What type of business do you preform?
4. Telephone Number.
5. Years of Experience.
6. How many years in this business?
7. Amount of employees and Annual Gross Amount.
  • What is the down payment for the policy?
Pricing varies with each quote that is preformed.

Renters/Homeowners Insurance

  • What information do i need for Home Owners quote?
There are quite a few things we need in order to process a Home Owners quote.. Just to name a few... The year the property was built, the size of the property, how many baths are in the home, who the mortgagee is, the cost of the house and many more factors.
  • For a Renters quote, what do information do i need to provide?
We need to know your address, how many children and adults are in the house; an estimate of the value of the merchandise in the home, and a few other things.

Life and Health Insurance

  • What kind of Insurance do you provide?
We provided different types of Life Insurance but, our most commonly bought is Term-Life and Whole-Life.
  • What is the difference between Term life and Whole life?
1. Term Life Is cheaper because it's temporary and has no cash value in most cases.
2. Whole Life is more expensive because the coverage last for a life time, and there's a guaranteed rate of investment return on the cash value.
  • Is health insurance helpful?
Yes, health insurance is a contract with an insurance company, in which they agree to pay some or all of your medical bills depending on the coverage of your policy.

Taxes/Payroll

  • What do I need in order to fill out my income taxes?
Bring all W-2's or 1099's, a form of Identification (I.D), social security of all adults and children in the household, address and a good telephone number.
  • What do I need to set up a payroll system?
There are a various amount of information that is need but just to name a few, Employer Identification Number (E.I.N). State Identification. Are you an independent contractor or an employee? Do you have any employees? Etc.